January 2017 Expenses

There are things I love about each season. January was COLD. Cold, cold, cold. Like -20 below cold at times. Which most people hate, truth be told. They didn’t move to Montana to live like icicles. But I secretly love it. Of course, I would never tell people that. Complaining about the weather is a […]

Cost per month for large family early retirement

16 Reasons to become Financially Independent

There are a lot of misconceptions about striving for Financial Independence or even trying to create more financial freedom. I can often see the confusion or hesitation when I mention it. Here are some of the arguments against it: Your giving up and opting out You can’t produce You will no longer add value Our […]

16 reasons for financial independace

You Tube Renovation Tips for Building Sweat Equity

We have now renovated three homes all with knowledge learned from YouTube videos. Those renovations have allowed us to grow our net worth and passive income in ways we just wouldn’t have been able to afford otherwise. With each purchase, money was so tight, we couldn’t have pulled it off if we would have had […]

How to you tube renovation