Easy Budget

You are saving, investing, and out of debt now. You don’t really want to track every dollar. But you don’t want things to go sideways either, while you aren’t paying attention. Enter Easy Budget. Here is how it works. (Graph from my very first personal finance presentation in 2009!) Divide your spending into three categories. […]

February Expenses

We vowed not to buy any food this month. But ended up spending $283 for food- basically a spending freeze for a family of 7. Our cupboards, pantry and freezers were overflowing from stocking up in preparation for 5’s arrival. Then our amazing community flooded us with hot tasty meals! End result: we had way […]

January Expenses

In January we welcomed surprise #5 to the world. After 90 months of infertility we found out that we were expecting! I think God gives us 9 months notice for a reason, because it took a few weeks to wrap my head around becoming a family of 7. Thus the idea of our taking a […]

“I’m finally willing to admit something about my life, and it’s this: I should have written in pencil. I should have planned lightly, hypothetically, and should have used words like “maybe” and “possibly”. Instead, every chance I got, I wrote something in stone and Sharpe.”  – Shauna Niequist

Not Early Retirement: Work Optional!

Early retirement. Financially independent (FI). Selfishly employed. Or Financial freedom. I don’t know what you call it. Around our home, we call it Work Optional. We are 33 and 38 respectively. And after a crap load of hard work, saving, investing, fixing up rentals, putting in some years with the military, we are work optional. […]

Financial indepance