You are saving, investing, and out of debt now. You don’t really want to track every dollar. But you don’t want things to go sideways either, while you aren’t paying attention. Enter Easy Budget. Here is how it works. (Graph from my very first personal finance presentation in 2009!) Divide your spending into three categories. […]
We vowed not to buy any food this month. But ended up spending $283 for food- basically a spending freeze for a family of 7. Our cupboards, pantry and freezers were overflowing from stocking up in preparation for 5’s arrival. Then our amazing community flooded us with hot tasty meals! End result: we had way […]
In January we welcomed surprise #5 to the world. After 90 months of infertility we found out that we were expecting! I think God gives us 9 months notice for a reason, because it took a few weeks to wrap my head around becoming a family of 7. Thus the idea of our taking a […]
It goes by many names: Sabbatical, Gap year, mini retirement, career break. We announced ours as a yearlong sabbatical at the end of 2015, and now 5 months in are loving it so far. Whether you have 3 months or 24, here are 11 suggestions on how to make this time awesome!
How do you beat the one force that will keep you broke forever? First you need to know your enemy. It’s called the Walden theory.
Work towards big goals and the world conspires to help you. I really believe that. Especially in your desire to get out of debt, build up an emergency fund, or build wealth. When you are working your ass off toward these goals, other Frugalers will respect your Frugaling. (Yes, it’s a verb, noun, adjective, and […]
Yeah, yeah. We all know how great it is when you can pull in those high numbers. 50% savings rate almost feels easy when your combined income is in the coveted 6 figure status- or so I would assume. But there are two sides to every coin. I firmly believe that achieving anything great requires […]
This is the book I come back to time after time to be entertained and inspired in my frugal ways. Despite never being high earners they have carved out some fun and freedom with their frugal habits and attitudes. When ever I feel discouraged by my counter cultural habits, at least I can say, “I’m still not as weird as Jeff Yeager!” He might be a long lost great uncle of mine.
One of the best books on frugality for those who aren’t numbers nerds. Actually I love all his books! But this is a great place to start.
“I’m finally willing to admit something about my life, and it’s this: I should have written in pencil. I should have planned lightly, hypothetically, and should have used words like “maybe” and “possibly”. Instead, every chance I got, I wrote something in stone and Sharpe.” – Shauna Niequist
Early retirement. Financially independent (FI). Selfishly employed. Or Financial freedom. I don’t know what you call it. Around our home, we call it Work Optional. We are 33 and 38 respectively. And after a crap load of hard work, saving, investing, fixing up rentals, putting in some years with the military, we are work optional. […]