Write a New Narrative

There is a story running through our mind. We are the protagonist of this tale. How do we describe our character?  These thoughts shape our narrative. On average, 30,000 thoughts cross our mind each day. 30,000. Are they serving us well? How many of those are bringing us closer to our goals and making our […]

Investing in Relationships for Growth

if you lack: money, time, or flexibility

Most people want to build deeper more meaningful relationships. We have friendships, other trail blazers in our field, and people in our tribe that we want to connect with. Those relationships help us become the best version of ourselves. They inspire us, ground us, and encourage. But each season in life brings its own challenges. […]

The Cost of a Dream

Buying a beautiful classic car has always been one of the big dreams for Mr. Mt. He doesn’t have a lot of hobbies, but working under an old car seems to be pure joy for him. A million years ago, before we met, he had owned a few. Those are fond memories. In reality, a […]

The Monthly Nut Ratio

What is your Monthly Nut Ratio? Conventional wisdom says your fixed expenses should be under 50%, leaving 30% for flexible spending and 20% for investing. What if you could increase your income or lower your payments? Maybe push your fixed expenses down to 30%, 20% or 15%?   Some people track their net worth, savings rate, […]