Money Mentoring DIY Question: What makes you “feel rich”?

I’ve served as a mentor for 10+ years now, paid and volunteer. It’s something I’m really passionate about because I’ve seen the changes that can happen when someone “shows up” in your life. Knowing your goals, knowing your dreams, knowing all the facts about your situation, and can help you craft a plan. Then they […]

How to do money mentoring with a friend

Cheap, Spendthrift or Frugal?

Cheap and Frugal are often used interchangeably, but I see them as vastly different ways of living and spending. One increases the size and quality of your life, the other makes life smaller and lonelier. How do we find more value in every area of our life? Is it EVER a good thing to be […]

difference between cheap, frugal and spendthrifts

Don’t Buy Everything You Can Afford

Whenever I hear people say, “We can afford it.” I feel a little nauseous. I break out in cold sweats. Everyone has a few pet peeves. This is mine. Perhaps this seems counterintuitive but let me explain. 1. If you can’t pay cash, you can’t really afford it Affording the payments isn’t the same thing […]

how to afford financial freedom

April Expenses

At the lake, celebrating, and looking at Work Optional

I needed April. The tulips coming up. The sunshine. The festivities of Easter. And weekends out of the house. One of my favorite things about being “Work Optional” is when a day with truly amazing weather comes along, we can drop everything and go enjoy it! After weeks of rain, we had the perfect Saturday […]

early retirement budget with big family

10 Great Reasons to Start Blogging, and 3 Horrible Ones

Personal finance has many facets. Earning money is one of those. As well as our personal growth, impact, and contribution. This year I have grown this blog and helped others leverage a blog to grow their business. I see 10 main ways that a blog might be a great idea in 3 areas. Your current […]

best reasons to start a blog