Passion Plus Passive Income

Want to Choose-Your-Own-Adventure to Flexbile Fire? Well today is your lucky day! That’s exactly the game we are playing! Sign up below and I’ll email you your own printer friendly game board right now! Did you get it? Ok, I’ll wait. There are 6 Steps to Choose-Your-Own-Adventure to Flexible Fire. If you want to play […]

Trouble with the 4% Rule

Over the last two years, I’ve been in the unique position to talk with and consult dozens of people who are considering retiring early or are 1-2 years into their early retirement. Not glossy media coverage of how awesome early retirement is, but in-depth and private conversations.  I love that people are seeking Financial Independence! […]

7 Pillars to Grow Financial Freedom

Financial independence is often a line in the sand. It’s says “I never have to work for income again.”  Financial freedom is a different kind of thing. Financial freedom means you have a few more choices than you had before. It’s incremental. It starts small and every year we can try to grow it. There […]

Hardwired for Lifestyle Inflation and How to Beat it!

We are hardwired for lifestyle inflation. I’m no scientist but I believe it’s in our DNA. For centuries it helped us survive. It’s easy to blame marketing, comparison and peer pressure, which are factors. But it’s something more. No marketing needed. No Jones’es comparison needed. With almost no prior marketing, peer pressure or deep knowledge of […]

Saving a 100,000 by 24

Saving that first $100,000 is a bear! It took hustle, grit, hard choices, fighting against the tide, and vision. We tracked every penny, and reviewed our budget every week. We were just starting out and the first $100k felt like a long battle. By contrast, I’m almost embarrassed by how easy this last $100,000 has […]