January Expenses and Finding Your Ideal Year

January was a perfect example of our seasonal life. Maybe it’s from growing up in wheat and cattle country, but I’ve never cared for each month to feel exactly like the last month. I love the ebb and flow of the seasons. I love to work on certain projects in certain months and then switch […]

early retirement budget with big family

Mini-Retirement Mastered: Chris and Jaime

I’m so excited to share Chris and Jaime’s mini-retirement story with you! I’ve followed their story online and offline, and we have become good friends over the last year. There are SO many great nuggets in here, and their story echoes so much of our experience as well since starting this mini-retirement two years ago. […]

mini-retirement to build blog

Mini-Retirement Mastered: Michael and Ellen!

Do you have those friends you are just dying to introduce to all your other friends? In this new guest post series, I am so excited to introduce you to some of the amazing people I have met who are taking a mini-retirement too! They spill on all the juicy details of how they pulled […]

families take mini-retirement

10 Great Reasons to Start Blogging, and 3 Horrible Ones

Personal finance has many facets. Earning money is one of those. As well as our personal growth, impact, and contribution. This year I have grown this blog and helped others leverage a blog to grow their business. I see 10 main ways that a blog might be a great idea in 3 areas. Your current […]

best reasons to start a blog

The Most Important Hidden Quality of a Tenant

It will make managing your own property almost too easy

There are a number of things that people look for when trying to find tenants for their properties. High credit score, great referrals, enough income. All of those are important for sure. But that isn’t the most important for us. We have always managed our own properties. We have looked at one hidden quality that […]

best quality of a rental tenant

3 Fixer Upper Factors in House Hunting

I was on the phone with my mom, walking her through pictures of a new rental property we were considering buying. In the background I heard my dad say, “Does she TRY to find the ugliest houses?!” Point taken. And it is a bit true. Buying investment properties is a game of numbers, not emotion. There […]

1 Rule We Used to Cut Our Grocery Bill in Half

“It’s expensive to eat healthy.” It’s something that gets said a lot. Except I don’t think that is true at all. I think it’s expensive to eat unhealthy. Now, it’s faster to eat unhealthy; processed food means less prep time. But not cheaper. If we really look at the price per pound of our food, […]

You Tube Renovation Tips for Building Sweat Equity

We have now renovated three homes all with knowledge learned from YouTube videos. Those renovations have allowed us to grow our net worth and passive income in ways we just wouldn’t have been able to afford otherwise. With each purchase, money was so tight, we couldn’t have pulled it off if we would have had […]

How to you tube renovation