4 Reasons People Fail to Take a Mini-Retirement

And how we can overcome them!

I remember the first time my husband and I talked about taking a mini-retirement. We were newly married, $55,000 is debt and earning about a $1000 a month. It might seem that we had no business even talking about such things! But I’m a firm believer that if you really know what you want out […]

how to take a mini-retirement

Mini-Retirement Mastered: Michael and Ellen!

Do you have those friends you are just dying to introduce to all your other friends? In this new guest post series, I am so excited to introduce you to some of the amazing people I have met who are taking a mini-retirement too! They spill on all the juicy details of how they pulled […]

families take mini-retirement

Raising Wealthy Kids: Stocks, Index Funds and Halloween Candy

My oldest turned 10. 10! Double digits. We have had a lot of conversations about money, saving, working and buying things based on value. But all our kids know 10 is when you get to enter the grown-up world of money in our house. Up to this point, my kids have been earning money 3 […]

Kids to Funds Index Explain To How

5 Money Friends We All Need

We don’t just need friends who are good with money. But our social circles will directly impact our personal finances. Maybe you have heard the Jim Rohn quote, “You become like the 5 people you spend the most time with.” Over the years, I’ve become more discerning in what percent of my time is spent […]

5 friends we need to be good with money

Why We Should Avoid the Success Stories

You know what posts/articles/books I almost never read? The crazy success stories. Not in personal finance, not in business, not in personal accomplishment. It makes for great headlines and grabs a lot of eyeballs. But I don’t think they are useful and are often actually quite harmful. Here’s why I think we ought to avoid […]

mini-retirement success stories

Guest posts

Fall, school and cooler weather are in full swing here! Every quarter I take a full week to read, think, plan and do my quarterly review. Of all my habits, I would have to say this one moves the needle for me the most! Plus my friends from Freedom is Groovy are in Montana this […]

Grand Tetons and the kids run wild

Start Your Budget at Zero

Have you ever seen a news article shared or story featured where a family was able to keep their expenses low, like really low… surprisingly low. And then you read the comments. It’s funny for me to read people’s reactions. They generally look something like this. “I would hate to live that way.” “That sound like […]

I Wouldn’t Buy Our Wedding Rings Again

and other thoughts on minimalism and frugality

5 years ago the center stone of my wedding ring fell out. We added that expense to our list of “things to buy when we can afford it.” I suppose we could afford to replace the stone today, as we have $50,000 in our checking accounts. But I never have. Partly frugality. Partly minimalism. Mostly, my […]

minimalism and frugality