Why We Should Avoid the Success Stories

You know what posts/articles/books I almost never read? The crazy success stories. Not in personal finance, not in business, not in personal accomplishment. It makes for great headlines and grabs a lot of eyeballs. But I don’t think they are useful and are often actually quite harmful. Here’s why I think we ought to avoid […]

mini-retirement success stories

Guest posts

Fall, school and cooler weather are in full swing here! Every quarter I take a full week to read, think, plan and do my quarterly review. Of all my habits, I would have to say this one moves the needle for me the most! Plus my friends from Freedom is Groovy are in Montana this […]

Grand Tetons and the kids run wild

Start Your Budget at Zero

Have you ever seen a news article shared or story featured where a family was able to keep their expenses low, like really low… surprisingly low. And then you read the comments. It’s funny for me to read people’s reactions. They generally look something like this. “I would hate to live that way.” “That sound like […]

I Wouldn’t Buy Our Wedding Rings Again

and other thoughts on minimalism and frugality

5 years ago the center stone of my wedding ring fell out. We added that expense to our list of “things to buy when we can afford it.” I suppose we could afford to replace the stone today, as we have $50,000 in our checking accounts. But I never have. Partly frugality. Partly minimalism. Mostly, my […]

minimalism and frugality

Saying Goodbye

And things left undone.

This week we are in Nebraska, to say goodbye to Mr. Montana’s mom. We had planned a trip later in the fall, but it looked like we didn’t have that much time. So we packed up in a day and drove 4 days straight to get here. We had a chance to say our goodbyes. […]

Summer Reading Party: Smart Couples Finish Rich

I first read this book about 12 years ago and it has been the foundation of information that shaped our financial life. The Be-Have-Do mentoring exercise first started as an idea I read here. We did the value circle, year after year. We bought a file folder and organized our documents. We built our dream fund […]

best personal finance reading list

Create Your Own Dream A La Carte Price List

If you want to spend two weeks traveling or experience a 2-year Mini-Retirement, creating an a la carte price list for that experience is the perfect way to start planning. It provides the motivation you need to increase your income or saving rates. As well as the clarity that will help you start preparing. How to Create […]

create a travel budget

Summer Reading Party: 5 Secrets You Must Discover Before You Die

best personal finance reading list

Amanda, over at Centsibly Rich, recommended this book. So I ordered it straight away! Half of the books I picked for our Summer Reading Party dealt with personal finance head on. Tackling topics like spending to create happiness (Happy Money), frugality ( The Ultimate Cheapskates guide to true riches), money in your 20’s (Broke Millennial), or managing […]