Our Story


Hi, I’m Jillian!

I created Montana Money Adventures to document our journey in intentional lifestyle design and help others do the same. It’s for the dreamers who want more out of life than just “pay bills and die”. We know what we want: a life with space for everything that matters most. A life where meaningful work, family, travel, adventure, growth, and impact all have the time and space they need to thrive.

But the struggle is real! How do you create a life that gives enough space to the things that matter most? Maybe you are looking at early retirement, mini-retirements, creating a flexible lifestyle business, or passive income sources so that you can custom create your ideal life.

I cover all of that! My goal is to help you design your own lifestyle.

Grand Tetons and the kids run wild

We focus on:

  1. Intentional Living: minimalism, mentoring questions, habits
  2. Financial Independence: frugality, low expenses, and the 5 investment/income buckets
  3. Mini-Retirements: time away from the 9-5 for adventure, family, entrepreneurship, and impact
  4. Flexible Income Options: passive income, rentals, side income, freelance work, alt investments

It can be overwhelming at first! Fifteen years ago when Adam and I were married, we had $55,000 in debt (credit card, student loans, and medical debt). We also had big dreams. I knew we wanted to take mini-retirements. We wanted to travel the world. And we wanted to adopt. We wanted financial freedom: to never worry about having the money to put food on the table or pay the bills again. I grew up poor, and never ever wanted to feel that way again.

It took a decade and a half. It wasn’t quick or easy. But we learned it’s possible (even if you earn less than $50,000 a year!) In the last 15 years, we paid off all our debt, traveled to 27 counties, lived abroad for 4 years, adopted 4 kids (plus had 2 biological kids!). We paid cash for our very first home and bought 2 rental properties that we fixed up ourselves. We have served on boards of nonprofits, mentored kids from tough situations, and volunteered in all sorts of roles. 

Hidden Lake hike in Glacier National Park

We have taken 5 mini-retirements so far. And now we have created a lifestyle business that gives us the flexibility to work a bit here and there on projects we are really passionate about while being home with our kids; it also allows us to travel for 6+ weeks a year. We can take a mini-retirement anytime we need to for other big projects, rest, or travel as a family. Our passive income covers all our basic expenses, so we have the ability to focus on time and energy on what matters most to us. 

flathead valley personal finance

Along the way, I’ve learned it’s possible to live a life in which your goals, dreams, and values are center stage. Now my passion is to share what I’ve learned with you. I want to help you live a life where everyday matters and is moving you closer to the life you dream of. Maybe there are places you want to explore? Maybe there are people you love and want more time for? Maybe there are things you want to create (businesses, books, nonprofits, organizations)? Maybe there is an impact you want to leave on this world?

I get that. Because that is what I want too. We have made a LOT of progress, and are STILL growing and learning.

It takes a new perspective, encouragement, and some know-how to get there. I would love to be part of that!

The sad reality is that it’s possible to get to the end of our lives and just be filled to the brim with regrets. Our biggest goals never even attempted. Our biggest dreams postponed. The best that life had to offer passed us by. Or even worse, we try to push all the really good stuff until the end of life, only to have life cut short on us.

But there is something we can do today to carve out a different story. Creating a life full of adventure, family, new experiences, and meaningful work. Not waiting until 65 for life to really start. 

Join my email community to get each new post delivered straight to your inbox. Plus I’ll help you get started by sending you my guide on how to take a mini-retirement every decade.




When we aren’t traveling, we live in the beautiful Flathead valley (right by Glacier National Park) in Montana with our 5 little kids and dog, Cheesy Taco. We hike on nice Spring days, work in the garden, make ice cream, attend Church frequently and swear only occasionally. I love a good cup of black tea and am an avid reader of nonfiction books.

Thanks so much for taking this journey with us! I can’t wait to hear your story. The best way to reach me is by responding to my newsletter email or you can email me anytime at montanamoneyadventures@gmail.com

Much Love,





Join my email community for the best stuff I write each week!


Sign up and grab your FREE copy! Get started planning your next Mini-Retirement.

We won't send you spam. Unsubscribe at any time. Powered by ConvertKit